AURUM is a private bank for people who read the footnotes. One metal card, one account, one banker who answers — no branches, no noise, no fine print you didn't sign up for.
We publish four numbers, updated quarterly. Everything else is conversation with your banker.
Every tier gets a human banker and zero hidden fees. The difference is the metal — and the doors it opens.
The everyday private account.
For wealth that works while you sleep.
By invitation. For the few.
Drag the slider. The math is the marketing — 4.2% APY on cash, credited daily.*
on $100,000 over 3 years at 4.2% APY
*Illustrative only. Rates are variable and not a promise of future returns.
Client cash is held with partner banks and swept nightly; deposits are protected under applicable schemes up to the legal limit. AURUM itself never lends your deposits — our balance sheet carries zero credit risk from client cash.*
Exactly the annual fee on your tier — nothing else. No FX markup weekends, no "premium support" upsells, no inactivity fees. If we ever add a fee, members vote on it first.*
Noir is extended to Aurum members after twelve months, or by direct invitation. There is no application form — which is rather the point.*
Every member gets a named banker with a direct line. Median response time is four minutes, measured — not marketed.*
No. Our revenue is membership fees and net interest margin — never advertising, never data brokerage. It's in the charter.*
Applications open monthly and close when the cohort is full. Tell us where to reach you — a banker replies within one business day.
Request inviteNo credit check to apply · No obligation